Agreement to Terms
By accessing and using the website smartdriver.dontoverpayinsurance.com ("Website"), operated by DontOverpay Insurance ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our Website.
Description of Services
DontOverpay Insurance provides an online platform that helps users compare and find auto insurance quotes from various insurance providers. We act as an intermediary connecting users with third-party insurance companies.
- We do not sell insurance directly
- We do not guarantee the availability or pricing of any insurance products
- Final insurance terms are determined by the insurance providers
User Responsibilities
When using our Website, you agree to:
- Provide accurate and complete information
- Use the Website only for lawful purposes
- Not attempt to interfere with the proper functioning of the Website
- Not impersonate any person or entity
- Be at least 18 years of age
Information Accuracy
While we strive to provide accurate information, we make no warranties regarding:
- The accuracy, completeness, or timeliness of insurance quotes
- The availability of insurance products
- The suitability of any insurance product for your needs
Insurance quotes are estimates and final rates may vary based on additional information reviewed by insurance providers.
Third-Party Services
Our Website may contain links to third-party websites and services. We are not responsible for:
- The content or practices of third-party websites
- Any transactions between you and third parties
- The privacy policies of third-party services
Intellectual Property
All content on this Website, including text, graphics, logos, and software, is the property of DontOverpay Insurance or its content suppliers and is protected by intellectual property laws. You may not:
- Copy, reproduce, or distribute our content without permission
- Use our trademarks without authorization
- Modify or create derivative works from our content
Disclaimer of Warranties
THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT:
- The Website will be uninterrupted or error-free
- Any defects will be corrected
- The Website is free of viruses or harmful components
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, DONTOVERPAY INSURANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR SERVICES.
Indemnification
You agree to indemnify and hold harmless DontOverpay Insurance, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.
Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes constitutes acceptance of the modified terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Contact Information
If you have any questions about these Terms of Service, please contact us at:
Website: smartdriver.dontoverpayinsurance.com
Last Updated: February 2025
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